First Time Home Buyers

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Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated at the whole process of buying your first home. As a top Jacksonville and St. Johns County real estate team, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Real Estate Tips

First Time Buyers >Structural Contingency

If you have a house for sale your buyers will probably include a structural inspection contingency in the contract. This allows them to have an expert check out the house, the major systems and the appliances.

A professional structural inspector can help buyers to "know" the house and to feel comfortable with it, but the inspection does not result in a pass or fail grade. The buyers will learn important facts about the house, such as where the water cutoff valve is located, in case of an emergency. The inspection may also help buyers set up a budget for repairs and determine if they want to invest in cost-effective measures to increase energy efficiency.

Buyers rarely back out of a sale after a structural inspection. Even if there are problems, you have the opportunity to negotiate a compromise and to avoid any obstacles that could seriously threaten the sale.

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Real Estate Trivia

Q	What kind of home construction is considered to be the safest in seismic areas?
A	Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
See More Real Estate Trivia >

Dana Hancock, REALTORŽ, real estate agent and broker for Jacksonville and St. Johns County, Florida home listings, property and land for sale - NUMBER1EXPERT

Dana Hancock
Re/Max Specialists
12646 San Jose Blvd.
Jacksonville, FL 32223
Phone: 904-287-4252
Toll Free: 866-430-6793
Fax: 904-677-7956
DanaHancock@comcast.net
As one of the top 5 Realtors in the entire Jacksonville / 5 county area, let my expertise work for you! If you want a top producer that is fun and down to earth, you've come to the right place. I think your home buying and selling process should be a team effort, so I will work for you and with you to make every step as seamless as possible. Listed as a top 10 agent by The Jacksonville Business Journal 2003-2008.

My Jacksonville homes for sale

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