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Real Estate Tips Financing Your Home >Lenders Want to Say Yes If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans. A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job. There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories > Real Estate Trivia Q  Where would you go to enjoy a soak in the world's largest bathtub? A  The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time. See More Real Estate Trivia >

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Dana Hancock Re/Max Specialists 12646 San Jose Blvd. Jacksonville, FL 32223 Phone: 904-287-4252 Toll Free: 866-430-6793 Fax: 904-677-7956 DanaHancock@comcast.net As one of the top 5 Realtors in the entire Jacksonville / 5 county area, let my expertise work for you! If you want a top producer that is fun and down to earth, you've come to the right place. I think your home buying and selling process should be a team effort, so I will work for you and with you to make every step as seamless as possible. Listed as a top 10 agent by The Jacksonville Business Journal 2003-2008. My Jacksonville homes for sale www.danahancock.com is brought to you by Dana Hancock, real estate for Jacksonville and St. Johns County, Florida Read Dana Hancock Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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